Layered necklaces are effortlessly chic – like a good flat white and a comfy pair of ballet flats – but they’re hard to get right. It’s all about getting the right balance and selecting pieces that complement each other while creating a cool contrast in your stack at the same time. That’s where a pre-styled layered necklace set comes in.
My favorite way to style an outfit when I'm in a rush is a simple look paired with a pre-styled necklace set that I don't need to overthink, but that still elevates the outfit and adds that special something. The best thing is, you save 15-20% compared to buying each piece individually (the ultimate girl math!) when you shop sets here.
I’m sharing 3 necklace sets that I reach for on a weekly basis. Lovina, Kubu, and Saba are the perfect ways to invest in your jewelry box and add pearls, chunky gold chains, and beaded necklaces to your closet.
Statement Pearls
My rule of thumb for a layered necklace set is that you need a base layer, a contrast piece, and an anchor. ‘Lovina’ is our best-seller and ticks all these boxes, mixing chunky gold chains with natural baroque pearls.
This gold layering necklace set makes a statement, instantly elevating any look, even making your tired jeans and a white t-shirt look like supermodel chic! I gravitate towards this set when I want to upgrade a basic outfit and strike the right balance between minimalist and maximalist.
Classic Layers
A pearl layered necklace set doesn’t have to be loud. If you prefer a more understated look, you’ll love our ‘Kubu’ necklace set. I’ve gifted this set to so many of my girlfriends as they’re perfect for splitting up and wearing solo, especially if you’re only starting to experiment with jewelry.
It’s one of the most versatile sets, and every necklace is chic and feminine, whether you’re wearing them together or mixing and matching them with other pieces. This gold layering necklace will go with every outfit in your closet, from your sexiest bikini to your staple workwear outfits and everything in between.
Chic and Colorful
If you want an easy way to jump on the dopamine dressing trend without going out of your comfort zone, try the ‘Saba’ necklace set. This colorful necklace set makes me feel like I’m sitting in a café in Madrid with an Aperol Spritz, even if I’m really just sitting at my desk.
It brings a touch of summer to your closet year-round, and it’s the necklace set I pack for every vacation. The soft matcha green beads are a more grown-up alternative to mainstream pastel shades and are the perfect match for a fresh summer tan.
You can use these layered necklace sets as inspiration to create your own custom necklace set at Cult of Sun. Design your set by mixing and matching any three necklaces to suit your aesthetic, and you’ll get 15%-20% off. Looking for more inspiration? Check out our Instagram!
Want to learn more about the latest jewelry trends and styling? Check out these posts:
How to Layer Necklaces in 2026
3 Tips for Layering Necklaces Like a Fashion Girl
3 Coolest Layered Necklace Ideas for Summer 2026
