How to select an exciting jewelry gift for her that also doesn't break the budget? One minute you’re inspired, the next you're scrolling through endless “Top 50 Gifts for Her” lists that all look suspiciously similar - scented candles, perfume bottles, and a necklace that looks just like what every other girl is wearing. Jewelry should feel like a love letter, not an afterthought. Obviously, you want a piece that lands with a wow, not a polite smile. But how to choose the right piece that would make her feel like you know her so well?
So let’s make this easy. Here I pulled together my favorite jewelry picks under $100 for a fashion girl - pieces that feel modern and stylish in 2025, while being easy enough to wear to fit right in her. No guesswork, just gorgeous options she’ll reach for again and again. Ready to win gifting season? Let’s dive in.
P.S. Every Cult of Sun piece comes in a branded gift box, meaning you don’t have to worry about wrapping your gift! Take a peek at our gift boxes below.
Pearl Pendant Necklaces
Pearl necklaces have been one of the biggest trends of 2025 – and they show no signs of slowing down. I love to incorporate a pearl pendant necklace into my everyday stack as an easy way to elevate any outfit. Pearls are a timeless classic and top of the list of jewelry gifts for her with a necklace to suit every style.
The ‘Floating Pearl Necklace’ is the ultimate statement accessory, inspired by the natural beauty of the baroque pearl. It’s the pearl pendant necklace I reach for when I want to layer necklaces or add a little beach chic to my outfit.
Are you buying a gift for someone who loves vintage jewelry? Our ‘Pearl Drop Necklace’ is perfect for the classy gal in your life. It’s a smaller pearl pendant necklace, ideally sized for layering with a pearl choker or styling solo with statement earrings.
Pearl Drop Necklace + Pearl Dreams Choker
Statement Gold Earrings
Statement earrings give you an effortless ‘wow’ factor. They’re one of my top recommendations for jewelry gifts for her because of their versatility. Gold statement earrings instantly take a slicked-back ponytail from casual to chic. These are the jewelry gifts under $100 to buy the fashion girl in your life.
Our ‘Bri’ earrings are showstoppers. These vintage-inspired chunky gold earrings are perfect for date night, especially when styling with a halter neck dress for a retro look.
If you’re shopping for someone who prefers an understated look, check out the ‘Ava’ earrings. While they’re still statement earrings, the slightly smaller shape makes them perfect for everyday wear as a signature piece.
Modern Pearl Choker
Pearls are one of the most popular jewelry gifts for her. They’re symbolic of love, new beginnings, strength, success, and wisdom, making them a meaningful gift for any woman in your life.
I love to find modern ways to wear pearls and a pearl chocker ticks this box. Our ‘Pearl Dreams’ necklace is a classic pearl choker with a contemporary upgrade, a boho alternative to the traditional pearl strands of the ‘50s and ‘60s.
Are you shopping for a beach goddess? Gift them the ‘Pearl Rhapsody’ choker, an irregular pearl choker with different sizes of freshwater pearls as a playful alternative to the classic silhouette.
Cute Pearl Earrings
Pearl earrings, but not the ones you saw a hundred times.
Option one: Instead of the basic little pearl studs we all grew up with, go for contemporary gold hoop earrings that feature removable pearl charms. Its a double win - she'll wear these earrings as basic hoops, and can slide on the pearl charm when she feels like pearl earrings.
Option two: modern and trendy pearl studs feature rectangular pearls for a change. A interesting upgrade to a traditional pearl earrings that are still super easy to style and wear - with denim, dresses or crisp white shirts.
These pieces are the modern remix of a heritage classic: familiar enough to wear every day, but interesting enough to catch a compliment in the elevator, at brunch, or on your holiday soirée feed.
Jewelry is one of the most meaningful gifts you can give someone you love. Find the right piece, and they’ll wear it every day. When in doubt, stick to classic trends like a pearl pendant necklace, pearl choker, or statement earrings as your gift of choice! Looking for more jewelry gifts under $100? Check out our full jewelry gifts for her edit and feel inspired!
Want to learn more about the latest jewelry trends and styling? Check out these posts:
Statement Jewelry Edit
