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Chunky necklaces are the ultimate hero pieces. No other accessory will instantly change your outfit as much as a chunky gold necklace. Whether you’re curating a capsule closet or want to bring your Pinterest style board to life, statement necklaces are a timeless trend that works for any occasion – but not all chunky necklaces are made equal! 

This style of necklace can often look like costume jewelry, especially when made with cheap materials. You know a chunky necklace will elevate your wardrobe when the silhouette feels modern, the proportions are perfectly balanced, and the materials are genuinely high quality. In this article, I’m sharing my top tips on how to choose a chunky necklace that will transform your closet.

Chunky Necklaces With Sleek Details

Wearing a chunky necklace is the easiest ( and the coolest) way to elevate your fit. It’s all about getting the right piece that looks chic, not cheap. Choosing a neckline that’s doesnt fall right or pairing a chunky necklace with the wrong accessories might make it look cheap and outdated. I recommend starting your collection with a chunky gold necklace that features some special details, like mismatching links, that always make a necklace look modern and elevated. Length is another key detail that makes you chunky necklace look chic, make sure it is not too tight and falls nicely.

The ‘Naya’ chunky chain sits cleanly on the collarbone and its sleek and modern silhouette means it makes a statement without being too overdone for everyday wear. It’s one of my favorite chunky necklaces to wear daily as it elevated every simple outfit. I love it styled with a pair of chunky gold earrings and bold rings.

Model wearing a white tank top and chunky gold necklace

Naya Chunky Chain Necklace

Chunky gold necklace and oversized gold earrings on a gold tray

Naya Chunky Chain Necklace

Best Materials for Chunky Gold Necklaces 

The biggest mistake people make when buying chunky necklaces is choosing the wrong material. Zinc alloy necklaces can look good in the photos, but are very light in weight and, as a result, do not fall right. What makes a chunky chain feel expensive is some weight to it. This is my number one rule of shopping for a chunky gold necklace.

If you’re balling on a budget or just starting to build your jewelry collection, look for chunky necklaces made of gold plated brass or stainless steel ( silver is another good option but it get pretty prices when you go for a chunky chain). They have some nice weight to it, and thanks to 18K gold plating the color looks absolutely beautiful too.

black bikini styled with golden necklaces, earrings and sunglasses

Cuban Chain Necklace

model wearing a chunky gold chain with a matching gold ring and earrings

Drama Necklace


How to Style Chunky Necklaces 

Even designer jewelry can look cheap if it’s not styled correctly. If you want to make your chunky necklaces appear more expensive, then the secret is in the styling. I love to add chunky gold necklaces with minimalistic, relaxed fits like a boyfriend shirt or oversized tee. Making intentional styling choices is what will make your chunky necklace look chic, not cheap!  

My go-to rotation of chunky gold necklaces include ‘Pearl Obsession’ necklace, and the ‘Figaro’ chain. They’re perfect for wearing solo or stacking together for a high-fashion look.

gold pearl carabiner necklace and gold earrings on a model

Pearl Carabiner Necklace

chunky pearl necklace layered with a gold chain

Pearl Obsession Necklace


No jewelry box is complete without chunky necklaces. The secret is to keep things simple with a chunky necklace that isn’t too oversized, and that offers either a subtle pop of color or an intricate bead to make it easy to style day-to-day. 

Want to learn more about the latest jewelry trends and styling? Check out these posts:

Biggest jewelry trends of 2026

5 coolest beaded necklace trends of 2026

Statement jewelry pieces to invest in 2026

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