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Pearls are, without a doubt, one of my go-to fashion obsessions since these last coupe of years. While they’re one of the oldest jewelry trends around, trendy pearl necklaces have evolved with time. It’s easy to think that a statement pearl necklace is something you can only wear for a special occasion, whether you’re a wedding guest or going to a party. In reality, you can style pearl necklace in a number of fresh & fashion forward ways every day of the week.

If you’re looking to make a New Year’s resolution for 2026, experimenting with jewelry is the perfect way to play around with your closet and try something new. I’m sharing three different ways fashion girls are wearing pearl necklaces to show you just how easy they are to style.

Casual Pearl Necklace

My favoruite way to style pearl necklace casually is combining the chunky pearl pieces with some laid back fits, like oversized tee shirts, sweaters and denim. The ‘Pearl Carabiner’ is one of my go-to daily essentials as the carabiner-inspired clasp elevates the look of this gold pearl necklace and turns it into a modern statement piece. 

It’s the perfect daily staple to wear with a casual t-shirt or a wool sweatshirt in winter, making even more low-key outfits seem put together. This chunky pearl necklace is also a great option if you want to try layering necklaces. 

Another tip - flip the clasp to the back if you want to style it like a pearl strand and layer it up with a bunch of other necklace of different lenghts and textures for that artfully undone kind of vibe.

Model wearing a t-shirt with a chunky pearl necklace

Pearl Carabiner Necklace

gold pearl carabiner necklace and gold earrings on a model

Pearl Carabiner Necklace

Mixing Pearls with Other Beads

If you want to start wearing pearls, but don’t love the look of a string of freshwater pearls, try something different by choosing a chunky pearl necklace with other beads. These pearl necklaces can feel more contemporary and special, especially if you’re looking for that personality piece that takes your look from basic to bold ( perfect for the party season ahead).

Our new ‘Terra’ beaded necklace mixes baroque pearls, molten gold beads, acrylic beads, natural stones, and crystals for the ultimate bohemian girl must-have. This pearl necklace is one you’ll bring on every vacation, and obviously, this is a never-take-of piece for the party season ahead.

chunky bead and pearl necklace styled with halter top

Terra Beaded Necklace

Chunky pearl and bead necklace on a white counter

Terra Beaded Necklace

Layered Pearl Necklace Set

One of the coolest ways to wear pearl necklace like a fashion girl is to style them as part of a necklace stack. The ‘Lovina’ necklace set features our best-selling baroque pearl necklace with a statement gold chain and freshwater pearls. This trio gives you a high contrast look that is right on trend, perfect for the festive season or if you want a pearl necklace that can take you effortlessly from day to night.

If you already have other necklaces that you can stack together, I recommend buying the ‘Pearl Obsession’ necklace separately. Thinking of styling it solo? Check out my guide on how to style statement earrings to complete your look.

Pearl necklace layered with gold chains

Lovina Necklace Set

Model wearing maxi dress with chunky gold and pearl necklaces

Pearl Obsession Necklace

Model wearing chunky pearl necklace layered with gold chains

Pearl Obsession Necklace

There are pearl necklaces for everyone (and lots of them at Cult of Sun!), whether you love a more laidback look or take any excuse you can to dress up. A chunky pearl necklace is the ultimate investment in your jewelry box and the perfect gift for any fashion lover. Are you looking for more style guides to channel your inner fashion girl? Take a scroll through our blog and shop our new arrivals.

Want to learn more about the latest jewelry trends and styling? Check out these posts: 

Trend alert: chunky necklaces

How to style statement earrings

3 trendy outfits with pearl choker necklace

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