5 Must-Have Jewelry Sets for Any Occasion – CULT OF SUN
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Gold jewelry sets are always my secret weapon. They’re the quickest way to elevate any outfit, whether I’m grabbing a drink after work or want to get a little dressed up. A layered necklace set transforms even the most basic of outfits. It’s why I invest in at least one new jewelry set a season to keep my outfits feeling fresh.


What I love about a jewelry set is that it removes the fuss of trying to mix and match different pieces and saves loads of my time. You get a set of two or three pieces designed to work together for any look.


If you’ve filled your Pinterest boards with jewelry inspo and want to start experimenting, a layered necklace set is the perfect place to start. Bella Hadid is my go-to muse for layering jewelry, as her neck stack are always so effortlessly on point. In this article, I’m sharing five jewelry sets as inspo for your daily styling.


Chic in Gold

Mixing and matching a jewelry set is all about balance. My golden rule is to choose one statement piece and let the rest of your jewelry compliment it. Chunky gold earrings are the accessory of the moment and the focal part of the Lima jewelry set.


It includes the Bri earrings with their oversized silhouette and ‘90s-inspired feel. The bold statement ring and sleek bangle are effortlessly chic, whether you’re a summer wedding guest or working on your tan by the pool.

model wearing a gold jewelry set with oversized gold earrings
statement gold earrings on a model wearing a gold jewelry set

Office Glamour

You need at least one layered necklace set that you can rock in the office. Your ride-or-die set that’s just as reliable as your morning iced coffee;)


The Dreamland set is my favorite way to elevate a basic white shirt with the contrasting mix of floating pearls and gold necklaces. I’ve always loved jewelry that puts all eyes on you, and this set delivers with its cascading layers of gold chains and pearls. Who said office looks had to be boring? Not us!

model wearing a gold jewelry set and a white shirt

Dreamland Jewelry Set

model wearing a gold and pearl layered necklace set and a white shirt

Dreamland Jewelry Set


Quiet Luxury

This is the jewelry set for you if Sofia Richie and the Olsen twins are your style muses. I was taught that simplicity is the ultimate sophistication, a style lesson that is the foundation of quiet luxury. Coco Chanel once famously said, “Before you leave the house…take at least one thing off”.


The Nyani set features a vintage-inspired gold choker and chunky gold earrings. Think of it as your quiet luxury starter set.

jewelry set of gold choker, earrings, bracelet and rings

Nyani Set

model wearing a gold jewelry set with a white top

Nyani Set


Modern Pearls

Pearls are having a moment. The Lovina jewelry set is all about embracing modern pearls in a contemporary way to stand out from the crowd. These aren’t your grandmother’s pearls. The statement baroque pearls in this layered necklace set work with everything from a little black dress to a white tank top.

model wears a pearl layered necklace set with a white tank top
layered pearl and gold necklace set

Beach Goddess

Channel your inner goddess with the Sansara jewelry set. You can become a modern muse with this layered necklace set that mixes baroque pearl and gold chain chokers with two longer pendants. It’s the perfect jewelry set for a dinner date or cocktails at golden hour. Pair this set with a simple maxi dress and let this jewelry set do the talking.


model wearing creamy dress with layered necklace set

Sansara Jewelry Set

model with curly hair wears a layered gold and pearl jewelry set

Sansara Jewelry Set

The best thing about jewelry sets is that they give you the perfect foundation to mix and match to find your own style. Shop our best-selling jewelry sets and get up to 20% off the original price.

Want to learn more about the latest jewelry trends and styling? Check out these posts:

How to style a layered pearl necklace

4 ways to style a freshwater pearl necklace

5 cool outfits with chunky gold earrings

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