Want an accessory you’ll never take off this summer? Buy a gold and pearl necklace. It’s the ultimate investment piece, not just for summer but for your capsule closet. No jewelry staple transitions an outfit from day to night as effortlessly as a pearl necklace. Whether you’re going backpacking around Bali or lounging by a hotel pool, whatever your summer plans are, a gold pearl necklace should be right by your side.
I’m sharing three trendy ways to style a gold and pearl necklace for summer 2025 with the best investment-worthy Cult of Sun staples.
Night Out Looks with a Pearl Necklace
When Vogue says that summer pearls are cool, we listen! Getting your night-out attire right during summer can be a challenge. It’s still hot and if you’re anything like me, you’re touching up your makeup, rather than changing your outfit. Priorities, right?
It’s one of the reasons why I love styling a pearl necklace, like the Mint Sensation Necklace, for a night out. You can take an LBD from day to night in five seconds flat. Layer your freshwater pearl necklace with a mismatched pendant for a laid-back cool girl look. It’s classy but fun, perfect for a night of sipping cocktails or exploring a new city.
Mint Sensation Necklace styled by @shannontang
Beach Dress with a Pearl Necklace
A gold pearl necklace is perfect for summer because it’s synonymous with the beach. Channel your inner sun goddess by accessorizing your favorite beach dress with a baroque pearl necklace and matching earrings.
This duo would be perfect for a beach wedding or if you have a summer birthday. The ‘Floating Pearl Necklace’ features a simple but striking baroque pearl that captures the beauty of nature. Style it with the ‘Baroque Pearl Earrings’ for a feminine look that feels classic with a modern twist. I love these earrings as you can take off the pearl charms to make them low-key gold hoops instead. Perfect for a capsule closet or if you’re traveling!
Floating Pearl Necklace and Baroque Pearl Earrings styled by @lolydaa_
Floating Pearl Necklace and Baroque Pearl Earrings styled by @lolydaa_
Chunky Pearl and Gold Necklace for the Pool
A gold pearl necklace is the perfect pairing for a chic bikini. If you’re also a fan of ‘The White Lotus’, you’ll see that the female characters are almost always styling gold and pearls with their swimwear.
Chunky necklaces with irregular pearls, like the ‘Pearl Obsession Necklace’, are trending for summer 2025 as an easy way to elevate your poolside look. A gold and pearl necklace is also a great way of accessorizing a crochet set as a bikini cover-up if you’re heading straight from the beach to dinner.
Get ready for summer by treating yourself to a gold and pearl necklace. These three styling ideas are just the tip of the iceberg. Explore the Cult of Sun blog for more fashion guides and ideas on how to style your freshwater pearl necklace, whether you’re planning a wedding guest outfit or want to jump on the layered necklace trend.
Want to learn more about the latest jewelry trends and styling? Check out these posts:
How to wear gold pearl necklace the modern way
3 coolest layered necklace ideas for summer 2025
5 biggest pearl necklace trends in 2025
