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Beaded necklaces aren’t just for the beach. While most of us associate them with beach vacations, a beaded necklace is a jewelry staple that you can wear year-round, and it’s having a serious fashion moment right now, especially with the city girls. Whether you’re in Paris, London, or New York, you’ll have seen the fashion girls incorporating chunky beaded necklaces into their jewelry stacks.  

A beaded necklace for women is the perfect way to add a little whimsical, bohemian touch to your outfit. Below, I’m sharing 3 ways to style a beaded necklace to show you just how versatile they are. Trust me, it looks just as chic in the city as at the beach.  

A Beaded Necklace in The City: As Chic As Carrie

City fashion is different than what you’ll see the girls wearing by the beach, but these fashion girls have one thing in common – they all love a beaded necklace. ( Just look at Carrie)

You can pair our ‘Terra Beaded Necklace’ with a mini dress for an outfit that looks like it’s straight from the pages of a ‘90s issue of Vogue. It’s the perfect way to channel your inner Carrie Bradshaw without looking like you’re cosplaying one of the SATC gals.

If you prefer Carolyn Bessette-Kennedy vibes, you can upgrade the classic cool girl outfit of jeans and a tank top with beaded neclklace in dark tones ( especially chic this season), like our ‘Dahlia Beaded Necklace’. A beaded necklace made of semi-precious gemstones is the fashion-forward alternative to a dainty pendant and adds an unexpected twist to your outfit.

model wearing a brown dress and chunky beaded necklace

Terra Beaded Necklace

large bead necklace on a light background

Terra Beaded Necklace

Black beaded necklace with jasper beads and a gold adjustable clasp flat lay on a beach magazine

Dahlia Beaded Necklace

Black beaded necklace with stone beads on a woman by the beach

Dahlia Beaded Necklace

Styling Chunky Beaded Necklace for Nighttime

Earth-tone beaded necklaces are one of 2026’s biggest jewelry trends, and we love them most as a nighttime staple. The secret to any beaded necklace outfit is to balance your pieces. If you’re wearing bold jewelry, like our ‘Terra Beaded Necklace’, opt for a simple knit dress to make your outfit look intentional and put-together without either piece distracting from the other. 

Earth tone hues of terracotta, rust, and sand are universally flattering (especially with a fresh tan!) and add warmth to your outfit, making it look elevated and sophisticated. This color palette – and a minimalistic outfit -  is the cheat code to making your whole look feel like its worth three figures.

chunky bead necklace styled with halter top

Terra Beaded Necklace

chunky beaded necklace styled with a white dress at the bar

Terra Beaded Necklace

Beach to Bar With A Colorful Beaded Necklace

If you’re heading on vacation, you can wear a beaded necklace with more than just a bikini. A colorful beaded necklace is an easy way to elevate simple outfits, whether you’re a maximalist or a minimalist at heart. 

Take inspiration from the ‘70s era of resort chic and opt for our ‘Saba’ necklace set. It pairs my favorite colorful beaded necklace, the ‘Linea’, with a gold choker and a abstract pendant necklace. Add sunglasses and a raffia tote for the ultimate resort look. 

If you are not into colors and looking for some neutral tones in your jewelry, I love styling ‘Terra Beaded Necklace’ with some beach basics ( aka bikinis and white flowy shirts) to add a little fun twist to the simple beach outfit. Add a matching oversized clutch in a neutral color, and you’re ready to hit the bar after a day at the beach. 

Green beaded necklace with chalcedony beads worn by a woman with sunglassesSaba Necklace SetGreen beaded necklace paired with green earrings worn by a woman with a woven tote bag

Saba Necklace Set

model wearing a bikini and shorts with a chunky beaded necklace

Terra Beaded Necklace

model wearing a white shirt over a bikini top with a chunky beaded necklace

Terra Beaded Necklace

Every girl needs a beaded necklace in their jewelry box. While it’s easy to think of this accessory as just a summer piece, it’s surprisingly versatile and is the perfect way to experiment with statement jewelry in 2026. 

Want to learn more about the latest jewelry trends and styling? Check out these posts:

5 Coolest Beaded Necklace Trends of 2026

How to Layer Necklaces in 2026

3 Coolest Layered Necklace Ideas for Summer 2026

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