In 2026, look for pearl necklaces that sit close to the collarbone - choose modern designs made with irregular pearls, natural stone or acrylic beads, or molten details. They’re strong enough to wear solo, or you can also style them with a pendant necklace ( or two) to create a cool layered look. When it comes to outfits, we love pairing pearl chokers with laid-back casual pieces like tee shirts and sweatshirts, and of course everything oversized.