The ‘90s are back! Whether you consider yourself a Rachel Green or a Cher Horowitz, we’re all stealing styling tips from the fashion girls of the 90s – one trend more than any other. Layering necklaces isn’t a new trend, but it’s a staple amongst fashion influencers and celebrities. The 2020s take on the ‘arm candy’ trend of the early 2010s and an easy way to incorporate your personality into every outfit.
In today’s post, I’m sharing 3 of my go-to tips for layering necklaces like a fashion girl, while spotlighting a few of my favorite Cult of Sun layered necklaces.
Chunky Pearl Necklace Stack
Sometimes, I wish I could go out in public in my pajamas. It’s on those days when I want something cozy to wear. With pajamas out of the question, I always reach for what I call my “everyday uniform”, a simple white tank top, boyfriend's jeans, and chunky sandals. What takes this outfit from boring to stylish is a chunky pearl necklace stack.
The ’Lovina’ necklace stack is a trio of contrasting layered necklaces, from freshwater pearls to gold chains and an oversized baroque pearl. This necklace set is a great option if you want necklaces that you can wear solo or mix and match with other accessories.

Splash of Color for Summer
Summer is a chance to shake up your closet, whether you’re jetting off on vacation or spending the warmest days of the year chilling by the beach. Layering necklaces is an easy way to add a pop of color, making it a perfect option if you prefer a more minimalistic aesthetic.
Have fun with your layered necklaces by mixing different types of pearls, crystals, and colorful beads for a look that’s uniquely your own. I love the ‘Bingin’ necklace set, as it mixes neutral and mint-colored pearls with gold beads, dainty chains, a classic pearl pendant, and a contemporary evil eye. This is one of the coolest layered necklace ideas for summer 2025.
Lazy Luxury Layered Necklaces
‘Lazy luxury’ has come to replace quiet luxury as a dominating fashion trend. And i am even more in love. As a frequent flyer, I try to stick to a relaxed but cool capsule closet to make life a little easier – and that comes through in my jewelry choices as well.
‘Bukit’ necklace set is always a must have on my packing list as the black onyx necklace is effortlessly chic, while the classic cold chain adds an extra edge to any outfit. This layered necklace set looks great with a low-cut bikini for a day at the beach or a silk dress for date night.
Layering necklaces is the easiest way to instantly elevate your outfit. If you’re not sure about mixing and matching your necklaces, pick up a layered necklace set to make your styling even easier. Trust me, you’ll never want to (or need to!) take these layered necklaces off.
Want to learn more about the latest jewelry trends and styling? Check out these posts:
How to style gold pearl necklace from morning to night
Beach-to-bar: best waterproof jewelry to buy for summer