3 Trendy Outfits with Pearl Choker Necklace – CULT OF SUN
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I wear pearls all year long, but summer is when they take on an extra touch of glam. Pearl chokers are my favorite accessory for the summer. I reach for a pearl choker necklace almost every day, whether I’m hitting the beach in a bikini or running errands in a tank top and jeans. A gold and pearl necklace will elevate any outfit and is the perfect way to bring summer into your closet.  

In this post, I’m sharing 3 of my go-to ways for styling a freshwater pearl necklace. It’s the ultimate beach-to-bar accessory and the perfect addition to your jewelry box if you’re a fan of layering necklaces.

Pearls and Casual Streetwear

Pearls aren’t just for special occasions. Gone are the days when you had one nice set of pearls to wear for weddings, parties, and black-tie events. You make a pearl choker necklace work for your daily rotation by styling it with casual streetwear. It’s the coolest way to wear pearls in 2025 with no shortage of quirky pearl necklaces for you to try. 

I love the Pearl Carabiner’ necklace as an alternative gold and pearl necklace. It’s perfect as a solo necklace or you can incorporate it into a layered necklace stack with a cotton t-shirt and your favorite beach cover-up. If you can’t decide between a gold or pearl necklace, get the best of both worlds with the ‘Half Pearl’ choker.

pearl carabiner necklace with casual outfit and gold jewelry

Pearl Carabiner Necklace

gold pearl carabiner necklace and gold earrings on a model

Pearl Carabiner Necklace

model wearing a white t-shirt and denim jeans with a pearl choker

Half Pearl Choker

pearl choker styled with white tank top

Half Pearl Choker

Crochet Dresses and Pearl Chokers

I don’t know about you, but I can’t scroll through TikTok or Instagram without seeing girls posing in crochet dresses on vacation. It’s the ultimate ‘it girl’ of summer fashion – and the perfect match for a pearl choker necklace. 

This duo is a match made in heaven. You can style a pearl choker, like the ‘Clio’ necklace, solo or layered with dainty gold necklaces.  This outfit will take you straight from your beachside cabana to your 7pm dinner reservation.

girl wearing a crochet dress with a layered pearl choker

Clio Shell and Pearl Necklace

girl wearing a crochet dress and layered pearl choker

Karma Necklace Set

a girl reading a book at the pool wearing a knit dress and layered pearl necklace

Clio Shell and Pearl Necklace

A Bikini and Pearls

Do you love to throw on a bikini and head to the beach? Me too! But going to the beach doesn’t mean you can’t wear jewelry. Waterproof jewelry is your best friend in summer or if you visit the beach year-round. 

Adding a pearl choker necklace, like the ‘Pearl Rhapsody’ choker, is an easy way to instantly elevate your outfit and make you look put together – even if you’re on a day three hair! Layer it over your daily necklaces and channel your inner beach goddess.

shell pendant necklace gold

Clio Shell and Pearl Necklace

girl wearing a bikini and a layered pearl choker set

Clio Shell and Pearl Necklace

girl on a beach in a bikini wearing a pearl choker

Clio Shell and Pearl Necklace

white linen set styled with pearl choker

Pearl Rhapsody Choker Necklace

close up on the pearl choker

Pearl Rhapsody Choker Necklace

Here’s the truth: you can wear pearls every single day if you want to. A pearl choker necklace is one of the most versatile styles you can add to your closet. You can style it with anything from a little black dress to a casual vacation outfit or your favorite bikini. Give these outfits a try and add them to your vacation packing list!

Want to learn more about the latest jewelry trends and styling? Check out these posts:

How to style gold pearl necklace from morning to night

Beach-to-bar: best waterproof jewelry to buy for summer

3 biggest layered necklace trends of 2025

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